The Millionaire Fastlane: Top 10 Takeaways

James Evans
11 min readDec 27, 2020
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I first discovered MJ DeMarco and The Millionaire Fastlane via his personal website earlier this year. On his website the author shared his life story including early motivation, business successes and failures, together with how he came to write and publish his first book. The focus of the The Millionaire Fastlane is building a business system to become wealthy at an early age so that you can enjoy it. As MJ highlights early in the book:

“Wheelchairs don’t fit in the trunks of Lamborghinis”

In his introduction the author describes how the established routes to achieving wealth at an early age e.g. becoming an actor, musician, entertainer, pro athlete were closed to him. Then one day when he was out buying an ice cream, and he asked the young owner of a Lamborghini Countach (as made famous by the Cannonball Run movies of the 1980s) what he did for a living. The owner replied that he was an inventor. MJ reasoned that he wasn’t athletic, he couldn’t sing or dance, but that he could be an entrepreneur.

Being a car guy myself the automotive metaphor and the photo of the white Lamborghini Countach on his website had me hooked, and this was the book on entrepreneurship that I was most excited to read in 2020. Here are my top 10 takeaways from The Millionaire Fastlane.

1: The Sidewalk, The Slowlane and The Fastlane

Let’s start with what are the most well known constructs from the book, the three roadmaps. In the opening chapters of the book the author describes the following three roadmaps and their associated financial destinations:

  • The Sidewalk > Poverty
  • The Slowlane > Mediocrity
  • The Fastlane > Wealth

If you travel on “The Sidewalk” you are just one event away from being broke or homeless. Even if you earn a large income like a professional athlete, the Sidewalker will never achieve true wealth. This is because the Sidewalker does not have a financial plan and everything they earn (and often more) is spent on buying things and experiences to create the appearance of wealth and to fulfil their need for instant gratification.

Most of us are traveling in “The Slowlane” where we follow convention and go to school, get good grades…



James Evans

Singapore based writer, snowboarder, gym goer, digital artist and aspiring racing driver